Hiya,
I've also been using 3v for a while as I hate credit cards and found it brilliant. I only waited about a week for my card. If you buy a voucher of 20E there is no charge but from 30E to 100E there is a charge of 2,50E, from 110E there is a charge of a fiver, well worth it though. Also use it on ebay but found paypal keep on taking a euro off whenever I add a new visa number, not sure if there is a way around that or not. The charge for transferring amounts from one 3v voucher to another is 2,50E.
Hope all this helps...
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